A Home & Auto Insurance Guide for Carmel, IN If your insurance policies have been renewing automatically year after year, you may be assuming everything is still in order. Unfortunately, that’s often not the case—especially in today’s insurance market. At…
A Clarity Guide from Preddie & Associates Insurance Group — Carmel, Indiana Insurance should protect you—not confuse you.Yet many homeowners, drivers, and families in Carmel feel overwhelmed when reading their policy. Between coverage limits, exclusions, deductibles, endorsements, riders, and liability…
Why Every Small Business in Carmel, Indiana Needs a Business Owners Policy (BOP) Owning a small business in Carmel, Indiana means being part of a thriving local economy — but it also means facing everyday risks that could impact your…
How Much Auto Insurance Do You Need in Indiana? A Complete Guide for Carmel, IN Residents Choosing the right amount of auto insurance coverage can feel overwhelming, especially with Indiana’s specific requirements and Carmel’s unique driving conditions. As local insurance…
As your local insurance advocates, we’ve seen far too many painful lessons learned the hard way. The biggest one? Choosing the cheapest home insurance policy can come with costly consequences. The Hidden Price of “Savings” When a premium is significantly…
If you’re a business owner who’s been watching your commercial property insurance premiums climb year after year, you’re not alone. After enduring 25 straight quarters of premium increases, business owners across the country have been searching for answers about when…
If you’ve opened a renewal notice lately and were surprised by a higher premium, you’re not alone. Many policyholders are seeing their rates rise—even without any claims. It’s frustrating, and as your local independent insurance agency, we want to help…
Climate Change & Catastrophe Risk in Carmel, IN: What Homeowners Should Be Paying Attention To Climate change isn’t just making headlines—it’s impacting households right here in Carmel, Indiana. From intense rainstorms and flooding to severe wind and hail events, Indiana…
Introduction When selecting insurance, it’s easy to focus primarily on the cost, especially with how main-stream marketing depicts insurance. However, the true value of an insurance policy lies in its coverage, not just its price tag. After all, having inadequate…
Introduction Insurance rate increases can be a source of concern for many policyholders. Understanding the reasons behind these increases and knowing the steps to take when they occur is essential in managing your insurance costs effectively. This guide provides practical…
