If you’ve opened a renewal notice lately and were surprised by a higher premium, you’re not alone. Many policyholders are seeing their rates rise—even without any claims. It’s frustrating, and as your local independent insurance agency, we want to help…
Climate Change & Catastrophe Risk in Carmel, IN: What Homeowners Should Be Paying Attention To Climate change isn’t just making headlines—it’s impacting households right here in Carmel, Indiana. From intense rainstorms and flooding to severe wind and hail events, Indiana…
Introduction When selecting insurance, it’s easy to focus primarily on the cost, especially with how main-stream marketing depicts insurance. However, the true value of an insurance policy lies in its coverage, not just its price tag. After all, having inadequate…
Introduction Insurance rate increases can be a source of concern for many policyholders. Understanding the reasons behind these increases and knowing the steps to take when they occur is essential in managing your insurance costs effectively. This guide provides practical…
Introduction In the ever-evolving world of insurance, the role of an independent insurance agent has become increasingly crucial. Unlike captive agents, independent agents offer a unique value proposition to their clients, providing a wide array of insurance options from various…
